Hero Homebuyer Credit
Receive up to $30,000 to help purchase or refinance a home!
No repayment of the funds and no increase in interest rate!*
Receive up to $30,000 to help purchase or refinance a home!
No repayment of the funds and no increase in interest rate!*
The Hero Homebuyer Credit is designed to help our local heroes
purchase, sell, or refinance a home by offering
up to $30,000 to cover closing costs and expenses.*
-No repayment of the funds
-No increase in interest rate
-Not limited to first time buyers
-No income limits
-FHA, VA, USDA and Conventional loan programs available
-Available Nationwide
To be eligible you must be a current employee, volunteer,
or retired from:
-Law Enforcement: Police Officers, Sheriffs, Highway Patrol, Correctional Officers, Dispatchers, anyone working within a Law Enforcement Agency
-Fire Protection: Firefighters, EMTs, Paramedics, Dispatchers, anyone working within Fire Protection
-Educators: Principals, Teachers, Counselors, Administration and staff, District Employees, anyone working for a private or public School
-Healthcare Providers: Doctors, Nurses, Hospital Staff, Medical Office Staff, Dentists, Veterinarians, and more
-Military: Active, Retired, and Veterans
-Transportation: Distribution, Public Transportation, Travel, and more
-Utility Workers
-Public Employees
-UPS and FedEx Employees
-Amazon Employees
-USPS Employees
-Teamsters Members
-And more!
-Only one borrower needs to be eligible!
(Primary, Secondary, or Co-Signer)
The Hero Homebuyer Credit covers up to $30,000 of the closing costs with no repayment or increase in interest rate. The credit can be used to cover the following items:
Escrow, Title, Lender, Underwriting, Processing, Notary and any buyer related fees!
The Hero Homebuyer Credit can cover the buyer's closing costs and increase your profit!
Our yard signs and marketing material will help market your home and stand-out among other homes for sale.
The Homebuyer Credit can be used again on any future home purchases or towards refinancing.
Take advantage of the Hero Homebuyer Credit as many times as you want!
Naomi Vidal
Realtor® | Realty One Group Complete
License #02088737
Direct: (916) 208-6664
2200 Del Paso Rd. Ste. 100, Sacramento, CA 95834
Kevin McRae
Branch Manager | American Financial Network, Inc.
Cal DRE #01158873 | NMLS #238017 | Corp NMLS #237341
Office: (888) 655-5000
10 Pointe Dr. Ste. 330, Brea, CA 92821
Realtor® | Realty One Group Complete
License #02088737
Direct: (916) 208-6664
U.S. Army veteran Naomi Vidal learned the value of discipline and hard work from a young age. Raised by a family of entrepreneurs Naomi got her first job at age 8 when she joined a newspaper route with her sisters. After working throughout her teens in customer service she embarked upon a four-year military career including two deployments in Iraq which taught her a range of life skills that she brings to her role in real estate. Communication teamwork and problem-solving expertise all contribute to Naomi's effectiveness as an agent. She truly listens to her clients' needs helps them successfully navigate the real estate process and overcomes any obstacles along the way. She is also known for her exceptional service positive attitude and dedication to her clients.
Born and raised in Sacramento Naomi has a bachelor's degree in human resources management from National University. In 2012 she began her real estate career as a Site Acquisition Specialist for a California telecommunications company. Naomi traveled throughout the state researching and analyzing potential sites and negotiating with property owners to achieve the best possible outcome for all involved. She went on to work as a sales rep for a title company where she developed a deeper understanding of the real estate industry. After she and her husband purchased their first home in 2014 Naomi began envisioning a career as a Realtor. She made that happen in 2019 and in 2020 she qualified with the Sacramento Association of REALTORS Masters Club generating over $7.25M in sales and serving 13 families.
When she's not practicing real estate Naomi enjoys spending time with her husband Rich their 100-pound Rottweiler Brooklyn and her family and friends. She loves working out dining at her favorite restaurants in Midtown Sacramento and wine tasting in nearby Clarksburg and Amador County. An avid Sacramento Kings fan she takes great pride in the city she calls home.
*The Hero Homebuyer Credit and Hero Rate Reduction are offered exclusively through American Financial Network, Inc. Temecula.
Kevin McRae | Branch Manager | American Financial Network, Inc. | Cal DRE #01158873
NMLS #238017 | Corp NMLS 237341 | Office: (888) 655-5000 | KMcRae@AFNcorp.com
Jessica McRae | Mortgage Loan Officer | American Financial Network, Inc. | NMLS #2127860 | Corp NMLS #237341 | JMcRae@AFNcorp.com
10 Pointe Dr. Ste. 330, Brea, CA 92821
*With a mortgage from American Financial Network, Inc. Buyer is responsible for down payment, taxes, insurance, and interest. The USDA Rural Development Home Loan Program allows for zero-down financing. Branch NMLS # 848459 | Corporate NMLS #237341 | 10 Pointe Dr. Ste. 330, Brea, CA 92821 | American Financial Network, Inc. is not acting on behalf, or at the direction, of the Federal Government or any state or federal agency. American Financial Network, Inc. is licensed by the California Department of Business Oversight under the California Financing Law License (603J409), and holds a CA Bureau of Real Estate, Real Estate Broker’s License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 848459. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Drive, Suite 330, Brea, CA 92821; Phone: (714) 831-4000 (NMLS ID#237341). This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. American Financial Network, Inc. is not affiliated with Realty One Group Complete. Consumers are not obligated to use both or either party.
*By entering your information and clicking submit, you consent to receive one or more marketing text messages, phone calls, or emails regarding the Hero Homebuyer Credit, and you also consent to the text terms & privacy policy. Consent is not a condition of purchasing goods or services. By opting into a recurring marketing Program, you can expect to receive recurring ongoing messages that may include marketing, advertising, and other similar messages at the mobile number provided. A recurring marketing Program enables you to receive SMS/MMS mobile messages by affirmatively opting into the Program, such as through online or application-based enrollment forms. Regardless of the opt-in method you utilized to join the Program, you agree that these Terms apply to your participation in the Program. If you do not wish to continue participating in any Program or no longer agree to these Terms, you agree to directly reply to any mobile message received from a Program with STOP or UNSUBSCRIBE in order to opt out at any time. You may receive an additional mobile message confirming your decision to opt out. Message and data rates may apply. Check with your mobile operator for details.
Realtors and other industry professionals must pay fair market value for any marketing services and must pay proportionate share for any co-branded advertising.